Our Policies

We work hard to provide you convenient ordering options, cost-effective
shipping options, total privacy, ultimate security, and ease of returns.
Please take a moment to review our policies on each of these aspects of
our website:

· Ordering

· Shipping

· Privacy

· Returns

· Earnings Disclaimer

· 365 Club Membership

Ordering Policies:

Effective 01/01/2004

Your ease of shopping and ordering is fundamental for us. We work hard
to make our website easy for you to find what you are looking for and
place your order.

If you have any difficulty ordering from our web site, please
contact us.

You may place your order online through our secure shopping cart system
or if you prefer, call us to place your order.

Whichever way you prefer to place your order, we accept the following
payment options:

· Credit Card — Visa, MasterCard, Discover or American
Express
(by mail, phone, fax or through our secure gateway online)
· Personal Check (by mail)

To place your order online, please use our website to search
for the products you want to order, and add them to your cart. Then click
on a “Current Order” link or shopping cart icon to retrieve
your order summary. Proceed to check out by clicking the “Checkout”
button on the Order Summary page. This will take you to the secure region
of our site where you can fill in your billing and shipping options and
information in a completely safe and secure environment — you will see
a lock (Internet Explorer browsers) or a key (Netscape browsers) in the
lower right hand corner of your browser to indicate that you are in a
securely encrypted environment. Follow the step by step instructions.

Once you have finished filling out your billing and shipping information,
you will be taken to a confirmation page indicating that your payment
has been approved and your order is in process. You will receive a confirmation
of your order by email immediately.

To place your order by fax, please use our website to
search for the products you want to order, and add them to your cart.
Then click on a “Current Order” link or shopping cart icon to
retrieve your order summary. Proceed to check out by clicking the “Checkout”
button on the Order Summary page. This will take you to the secure region
of our site where you can fill in your billing and shipping options and
information in a completely safe and secure environment — you will see
a lock (Internet Explorer browsers) or a key (Netscape browsers) in the
lower right hand corner of your browser to indicate that you are in a
securely encrypted environment. Follow the step by step instructions.

Once you have finished filling out your billing and shipping information,
you will be taken to a confirmation page with an easy print option. Print
up this page and fax
it to us
. You will receive a confirmation of your order by email immediately.
Your order will be processed as soon as payment is secured.

To place your order by mail, please use our website to
search for the products you want to order, and add them to your cart.
Then click on a “Current Order” link or shopping cart icon to
retrieve your order summary. Proceed to check out by clicking the “Checkout”
button on the Order Summary page. This will take you to the secure region
of our site where you can fill in your billing and shipping options and
information in a completely safe and secure environment — you will see
a lock (Internet Explorer browsers) or a key (Netscape browsers) in the
lower right hand corner of your browser to indicate that you are in a
securely encrypted environment. Follow the step-by-step instructions.

Once you have finished filling out your billing and shipping information,
you will be taken to a confirmation page with an easy print option. Print
up this page and mail
it to us
. If you opt to pay by check, please include your check. You
will receive a confirmation of your order by email immediately. Your order
will be processed as soon as payment is secured.

To place your order by phone, please use our website
to search for the products you want to order, and add them to your cart.
Then click on a “Current Order” link or shopping cart icon to
retrieve your order summary.

Once you are finished shopping, give us a call and one of our representatives
will be happy to take your order
by phone
. If for any reason you have ANY issues with ANYTHING, please
give us a call. We can help you find anything you might be looking for
and can process your order by phone.

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Shipping Policies:

Effective 01/01/2004

Priority Mail is our standard shipping method.

Additional shipping options are available upon request. Request must be
made within 24 hours of your order.

To request optional shipping method please contact
us
.

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Privacy Policies:

Effective 01/01/2004

· Our Commitment To Privacy

· The Information We Collect

· How We Use Information

· Our Commitment To Data Security

· How To Correct Your Information

· How To Contact Us

Our Commitment To Privacy: Your privacy is important
to us. To better protect your privacy we provide this notice explaining
our online information practices and the choices you can make about the
way your information is collected and used. To make this notice easy to
find, we make it available on our homepage and at every point where personally
identifiable information may be requested.

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The Information We Collect: This notice applies to all
information collected or submitted on this website. On some pages, you
can order products, make requests, and register to receive materials.
The types of personal information collected at these pages may be:

Name

Company Name

Postal Address

Billing Address

Shipping Address

Email address

Phone number

Fax number

Credit/Debit Card Information (only within a secured environment)

Checking Account Information (rather than Credit/Debit Card Information
if you choose to pay by this means)

You may want to subscribe to our mailing list to keep
up to date with news, specials, and get special promotional options reserved
only for those on our mailing list. In this circumstance, the types of
personal information collected are:

Name

Company Name (optional)

Zip Code

Your Email address

Phone number

You may want to purchase a product for someone else,
or purchase a product and have it shipped to an address other than your
billing address. In this circumstance, the types of personal information
collected are:

Name

Email address

Password (chosen by you)

On some pages, you can submit information about other people.
For example, if you order a gift online and want it sent directly to the
recipient, you will need to submit the recipient’s address. In this circumstance,
the types of personal information collected are: Name

Email address

On some pages, you can email a page to other people.
In this circumstance, the types of personal information collected are:
From Email address

To Email address

This information is not stored and is only used to generate the email.
No trace of who the sender or receiver remains in any way on our system
or log files.

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The Way We Use Information: We use the information you
provide about yourself when placing an order only to complete that order.
We do not share this information with outside parties except to the extent
necessary to complete that order.

We use the information you provide about someone else when placing an
order only to ship the product and to confirm delivery. We do not share
this information with outside parties except to the extent necessary to
complete that order.

We use return email addresses to answer the email we receive. Such addresses
are not shared with outside parties.

You can subscribe to our mailing list if you would like to receive updates
on our new products and services by email. You can unsubscribe at any
time by contacting us or clicking the “unsubscribe” link on
the bottom of any informational mail we send to you.

We use non-identifying and aggregate information to better design our
website and to share with advertisers. For example, we may tell an advertiser
that X number of individuals visited a certain area on our website, or
that Y number of men and Z number of women filled out our registration
form, but we would not disclose anything that could be used to identify
those individuals.

We also may use your IP address to identify you as a user so that we may
track how you used our website. We only use this information to track
a generic user to help us understand user patterns of shopping and how
we can improve upon our user’s shopping experience. If you place on order
online, we track your IP address in order to protect against fraud. If
you do not place an order, your IP address will be deleted from our tracking
in less than 30 days. We share this information with no other parties
unless we suspect a clear case of fraud or cyber crime. If we detect an
instance of cyber crime, we will report all data immediately to the Federal
Bureau of Investigation’s Cyber Crime Division immediately.

Finally, we never use or share the personally identifiable information
provided to us online in ways unrelated to the ones described above without
also providing you an opportunity to opt-out or otherwise prohibit such
unrelated uses.

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Our Commitment To Data Security: To prevent unauthorized
access, maintain data accuracy, and ensure the correct use of information,
we have put in place appropriate physical, electronic, and managerial
procedures to safeguard and secure the information we collect online.
Any sensitive information will be gathered through Secure Socket Layer
128 bit encryption to assure that your data is safe between your browser
and our servers. If you opt to pay online by credit card, this transaction
runs through yet another layer of encryption.

What’s more, we further encrypt your credit card information temporarily
— in case there is a problem with your billing. This encrypted credit
card information is retained for no more than 30 days.

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How You Can Correct Your Information: You can correct
factual errors in your personally identifiable information by sending
us a request that credibly shows error.

To protect your privacy and security, we will also take reasonable steps
to verify your identity before granting access or making corrections.

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How To Contact Us: Should you have other questions or
concerns about these privacy policies, please contact
us
.

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Return Policies:

Effective 11/01/2013

We understand that sometimes a particular product you may order isn’t
exactly what you expected, and sometimes a shipping carrier may deliver
a product damaged.

If you have cause to return a product we have shipped to you, please facilitate
your return by faithfully doing the following:

· Return your product in its original packaging with all accompanying
materials (such as instructions, etc.).

· Ship your product back to us through your carrier of choice.

· Please provide a print out of your original order confirmation.

· Once we have received your product and have inspected it, we
will notify you by email.

Policies Regarding Returns:

· The product must be returned in its original packaging with all
accompanying materials (such as instructions, etc.).

· Due to piracy, CDs may or may not be returned. We reserve the
right to decline CD returns to anyone. This is the exception not the rule.
We would only consider this if we received multiple CD orders with continuous
returns.

· Webinar cancellations must be made within 48 hours of your order and at least 24 hours before the event.

· We cannot reimburse return shipping costs.

· Unreturnable Items:

  • Downloadable software products
  • Online subscriptions after they have been accessed

Earnings Disclaimer:

We make every effort to ensure that we accurately represent these products
and services and their potential for income. Earning and Income statements
made by our company and its customers are estimates of what we think you
can possibly earn. There is no guarantee that you will make these levels
of income and you accept the risk that the earnings and income statements
differ by individual.

As with any business, your results may vary, and will be based on your
individual capacity, business experience, expertise, and level of desire.
There are no guarantees concerning the level of success you may experience.
The testimonials and examples used are exceptional results, which do not
apply to the average purchaser, and are not intended to represent or guarantee
that anyone will achieve the same or similar results. Each individual’s
success depends on his or her background, dedication, desire and motivation.

There is no assurance that examples of past earnings can be duplicated
in the future. We cannot guarantee your future results and/or success.
There are some unknown risks in business and on the internet that we cannot
foresee which can reduce results. We are not responsible for your actions.

The use of our information, products and services should be based on
your own due diligence and you agree that our company is not liable for
any success or failure of your business that is directly or indirectly
related to the purchase and use of our information, products and services.

365 Club Policies (365 Club Membership Only –
Does not apply to product purchase):

Member hereby agrees to subscribe to the 365 Club. Member initially will
receive a free three (3) day trial period (“Trial Period”)
to the 365 Club. If Member does not forward a written notice of termination
to Real Estate Champions, Inc. (“REC”) within such 3-day Trial
Period, then Member agrees to subscribe to the 365 Club for a minimum
of one additional month (“Initial Term”). During said Initial
Term, Member authorizes REC to bill to the credit card specified on this
form the amount of $29.95 per month, billable on or about each monthly
anniversary of the account activation date (“Monthly Billing Date”).
This credit card billing authorization shall be irrevocable during the
Initial Term. The Member may substitute another credit card authorization
for the first credit card authorization, by forwarding such to REC in
writing. After the Initial Term, the subscription to the 365 Club shall
continue on a month-to-month basis, and Member’s authorization to bill
the monthly fee to the credit card specified in this form (or replacement
card) will continue, unless Member gives notice at least ten (10) days
prior to the Monthly Billing Date of termination of the subscription.
If credit card authorization is rejected, Member agrees to make payment
to REC within five (5) days of demand.

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